:root {
    --navy-950: #071324;
    --navy-900: #0F223D;
    --navy-800: #16325B;
    --blue-600: #0284C7;
    --blue-500: #0EA5E9;
    --blue-400: #38BDF8;
    --amber-400: #FBBF24;
    --amber-500: #F59E0B;
    --lime-300: #BEF264;
    --lime-400: #A3E635;
    --emerald-500: #10B981;
    --slate-900: #0F172A;
    --slate-700: #334155;
    --slate-500: #64748B;
    --border-crisp: #CBD5E1;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html, body {
    overflow-x: hidden;
    max-width: 100vw;
}

body {
    font-family: 'Plus Jakarta Sans', 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;
    background-color: #EEF4FA;
    /* Subtle technical dot-grid + soft sky gradient */
    background-image:
        radial-gradient(rgba(2, 132, 199, 0.11) 1px, transparent 1px),
        linear-gradient(180deg, #E2EFFA 0%, #EEF4FA 380px, #F8FAFC 100%);
    background-size: 20px 20px, 100% 100%;
    color: var(--slate-900);
    min-height: 100vh;
    padding-bottom: 0;
    font-variant-numeric: tabular-nums;
    -webkit-font-smoothing: antialiased;
}

.container {
    max-width: 1060px;
    margin: 0 auto;
    padding: 0 14px;
}

/* ================= STICKY SLIM TENDER TRACKER ================= */
.slim-tender-bar {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 900;
    background: rgba(7, 19, 36, 0.95);
    backdrop-filter: blur(12px);
    color: #FFFFFF;
    border-bottom: 2px solid #0EA5E9;
    padding: 8px 14px;
    box-shadow: 0 8px 24px rgba(7, 19, 36, 0.3);
    transform: translateY(-110%);
    transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1);
}
.slim-tender-bar.is-visible {
    transform: translateY(0);
}
.slim-tender-inner {
    max-width: 1060px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
}
.slim-tender-left {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
}
.slim-badge-status {
    background: #FBBF24;
    color: #071324;
    font-size: 11px;
    font-weight: 800;
    padding: 3px 8px;
    border-radius: 6px;
    text-transform: uppercase;
    letter-spacing: 0.02em;
}
.slim-step-pills {
    display: flex;
    align-items: center;
    gap: 6px;
}
.slim-step-box {
    height: 28px;
    min-width: 64px;
    padding: 0 8px;
    background: rgba(56, 189, 248, 0.1);
    border: 1px dashed rgba(56, 189, 248, 0.45);
    border-radius: 6px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 10.5px;
    font-weight: 700;
    color: #7DD3FC;
}
.slim-step-box.filled {
    background: #FFFFFF;
    border: 1.5px solid #FBBF24;
    color: #071324;
    box-shadow: 0 2px 0 rgba(245, 158, 11, 0.5);
}
.slim-step-box img {
    height: 16px;
    max-width: 52px;
    object-fit: contain;
}

/* ================= HYBRID ARCTIC-SAPPHIRE HEADER ================= */
.arctic-header {
    background: linear-gradient(140deg, #071324 0%, #0D2847 55%, #0369A1 100%);
    color: #FFFFFF;
    padding: 16px 0 22px;
    position: relative;
    overflow: hidden;
    border-bottom: 3px solid #FBBF24;
    box-shadow: 0 10px 25px -8px rgba(7, 19, 36, 0.35);
}
.arctic-header::before {
    content: "";
    position: absolute;
    right: -40px;
    top: -50px;
    width: 220px;
    height: 220px;
    border: 28px solid rgba(56, 189, 248, 0.08);
    border-radius: 50%;
    pointer-events: none;
}
.top-brand-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    margin-bottom: 14px;
    flex-wrap: nowrap;
}
.brand-mark {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    color: #FFFFFF;
    flex-shrink: 0;
}
.brand-bolt {
    width: 32px;
    height: 32px;
    background: linear-gradient(135deg, #FBBF24 0%, #F59E0B 100%);
    color: #071324;
    border-radius: 9px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    font-weight: 900;
    box-shadow: 0 3px 10px rgba(251, 191, 36, 0.35);
    flex-shrink: 0;
}
.brand-name-txt {
    font-size: 19px;
    font-weight: 800;
    letter-spacing: -0.02em;
    text-transform: uppercase;
    white-space: nowrap;
}
.brand-name-txt span {
    color: #38BDF8;
}

.nbu-verified-tag {
    font-size: 10.5px;
    font-weight: 700;
    color: #E0F2FE;
    background: rgba(14, 165, 233, 0.18);
    border: 1px solid rgba(56, 189, 248, 0.4);
    padding: 5px 9px;
    border-radius: 8px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    white-space: nowrap;
    flex-shrink: 0;
}
.pulse-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #4ADE80;
    box-shadow: 0 0 8px #4ADE80;
    flex-shrink: 0;
}

.hero-headline {
    font-size: clamp(18px, 2.8vw, 27px);
    font-weight: 800;
    line-height: 1.28;
    letter-spacing: -0.02em;
    margin-bottom: 6px;
}
.hero-headline span {
    display: inline-block;
    color: #FBBF24;
    background: rgba(251, 191, 36, 0.14);
    border: 1px solid rgba(251, 191, 36, 0.35);
    padding: 1px 7px;
    border-radius: 7px;
    line-height: 1.2;
}
.hero-subline {
    font-size: 13px;
    color: #BAE6FD;
    line-height: 1.42;
    font-weight: 500;
}

.hero-steps-bar {
    margin-top: 13px;
    background: rgba(7, 19, 36, 0.68);
    border: 1px solid rgba(56, 189, 248, 0.32);
    border-left: 3.5px solid #FBBF24;
    padding: 8px 10px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
}
.hero-steps-list {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 6px;
    flex: 1;
    min-width: 0;
}
.hero-step-pill {
    color: #BAE6FD;
    background: rgba(14, 165, 233, 0.14);
    border: 1px solid rgba(56, 189, 248, 0.28);
    padding: 5px 6px;
    border-radius: 7px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    transition: all 0.2s ease;
    min-width: 0;
}
.hero-step-num {
    font-size: 9px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #38BDF8;
    line-height: 1.1;
    margin-bottom: 2px;
}
.hero-step-label {
    font-size: 11.5px;
    font-weight: 700;
    color: #E0F2FE;
    line-height: 1.2;
    white-space: nowrap;
}
.hero-step-pill.is-active {
    background: rgba(251, 191, 36, 0.16);
    border-color: rgba(251, 191, 36, 0.55);
}
.hero-step-pill.is-active .hero-step-num {
    color: #FBBF24;
}
.hero-step-pill.is-active .hero-step-label {
    color: #FEF3C7;
    font-weight: 800;
}
.hero-step-pill.is-done {
    background: rgba(16, 185, 129, 0.22);
    border-color: #10B981;
}
.hero-step-pill.is-done .hero-step-num {
    color: #34D399;
}
.hero-step-pill.is-done .hero-step-label {
    color: #ECFDF5;
    font-weight: 800;
}
.hero-step-status {
    font-size: 11px;
    font-weight: 800;
    color: #FBBF24;
    background: rgba(251, 191, 36, 0.12);
    border: 1px solid rgba(251, 191, 36, 0.3);
    padding: 4px 8px;
    border-radius: 6px;
    white-space: nowrap;
    flex-shrink: 0;
}
.hero-step-status.is-done {
    color: #6EE7B7;
    background: rgba(16, 185, 129, 0.18);
    border-color: rgba(16, 185, 129, 0.45);
}

/* ================= MOTIVATION "B": SPEED TENDER 1-2-3 ================= */
.tender-section {
    max-width: 1060px;
    margin: 14px auto 16px;
    padding: 0 14px;
}
.tender-board {
    background: #FFFFFF;
    border: 1.5px solid #93C5FD;
    box-shadow: 0 4px 0 #BFDBFE, 0 12px 28px -8px rgba(15, 23, 42, 0.08);
    border-radius: 14px;
    padding: 14px 15px;
}
.tender-top-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    margin-bottom: 10px;
}
.tender-title-badge {
    font-size: 13.5px;
    font-weight: 800;
    color: #071324;
    letter-spacing: -0.01em;
    line-height: 1.25;
}
.tender-counter-pill {
    font-size: 10.5px;
    font-weight: 800;
    background: #FEF3C7;
    color: #92400E;
    border: 1px solid #F59E0B;
    padding: 4px 9px;
    border-radius: 7px;
    white-space: nowrap;
    flex-shrink: 0;
}
.tender-counter-pill.done {
    background: #DCFCE7;
    color: #065F46;
    border-color: #10B981;
}

.tender-track {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 8px;
    margin-bottom: 10px;
}
.tender-node {
    background: #F8FAFC;
    border: 1.5px dashed #94A3B8;
    border-radius: 10px;
    padding: 8px 5px;
    text-align: center;
    min-height: 64px;
    min-width: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    transition: 0.2s;
}
.tender-node.active-node {
    background: #F0FDF4;
    border: 1.5px solid #10B981;
    box-shadow: 0 3px 0 #A7F3D0;
}
.tender-node-step {
    font-size: 9.5px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.02em;
    color: #64748B;
    margin-bottom: 3px;
    white-space: nowrap;
}
.tender-node.active-node .tender-node-step {
    color: #047857;
}
.tender-node-title {
    font-size: 11.5px;
    font-weight: 800;
    color: #0F172A;
    white-space: nowrap;
}
.tender-node img {
    height: 22px;
    max-width: 85%;
    object-fit: contain;
    margin: 2px 0;
}

.tender-rule-note {
    background: #F0F9FF;
    border-left: 3.5px solid #0284C7;
    border-radius: 6px;
    padding: 8px 11px;
    font-size: 12px;
    line-height: 1.4;
    color: #0C4A6E;
    font-weight: 600;
}

/* ================= BALANCED HYBRID OFFER CARDS ================= */
.offers-wrap {
    max-width: 1060px;
    margin: 0 auto;
    padding: 0 14px;
}
.offers-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 14px;
}

.offer-card {
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    border-radius: 14px;
    /* Subtle 3D bottom lip + soft ambient shadow */
    box-shadow: 0 3px 0 #CBD5E1, 0 10px 24px -6px rgba(15, 23, 42, 0.07);
    padding: 13px 12px 11px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    position: relative;
    min-width: 0;
    overflow: hidden;
    transition: transform 0.16s ease, box-shadow 0.16s ease, border-color 0.16s ease;
}
.offer-card:hover {
    transform: translateY(-2px);
    border-color: #38BDF8;
    box-shadow: 0 4px 0 #38BDF8, 0 16px 30px -8px rgba(2, 132, 199, 0.16);
}
.offer-card.is-selected {
    border-color: #10B981;
    box-shadow: 0 3px 0 #10B981, 0 12px 24px -6px rgba(16, 185, 129, 0.15);
    background: linear-gradient(180deg, #F0FDF4 0%, #FFFFFF 50%);
}

.card-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 5px;
    margin-bottom: 9px;
}
.card-rank-num {
    font-size: 11.5px;
    font-weight: 800;
    color: #0369A1;
    background: #E0F2FE;
    padding: 3px 8px;
    border-radius: 6px;
    border: 1px solid #BAE6FD;
}
.card-ribbon {
    font-size: 11px;
    font-weight: 800;
    padding: 3px 8px;
    background: #FEF3C7;
    color: #92400E;
    border: 1px solid #FCD34D;
    border-radius: 6px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

/* Clean, Larger Logo Zone */
.card-logo-zone {
    height: 66px;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 6px 12px;
    margin-bottom: 10px;
    text-decoration: none;
    transition: border-color 0.15s, background 0.15s;
}
.card-logo-zone:hover {
    background: #FFFFFF;
    border-color: #BAE6FD;
}
.card-logo-zone img {
    max-height: 48px;
    max-width: 92%;
    object-fit: contain;
}

.card-name-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 6px;
    margin-bottom: 9px;
}
.card-mfo-name {
    font-size: 16.5px;
    font-weight: 800;
    color: #0F172A;
    letter-spacing: -0.01em;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}
.card-prob {
    font-size: 12px;
    font-weight: 800;
    color: #047857;
    background: #DCFCE7;
    border: 1px solid #A7F3D0;
    padding: 2.5px 7px;
    border-radius: 6px;
    flex-shrink: 0;
}

/* Sleek Deep-Sapphire Metrics Screen (Middle ground: dark gradient, clean numbers, no harsh black) */
.card-digital-screen {
    background: linear-gradient(135deg, #0D2542 0%, #153E6C 100%);
    color: #FFFFFF;
    border-radius: 10px;
    padding: 10px 12px;
    margin-bottom: 9px;
    border-left: 3.5px solid #38BDF8;
    box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.1);
}
.screen-sum-row {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 4px;
    margin-bottom: 6px;
}
.screen-label {
    font-size: 11px;
    color: #BAE6FD;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 0.03em;
}
.screen-sum-val {
    font-size: 18px;
    font-weight: 800;
    color: #FFFFFF;
    letter-spacing: -0.02em;
    white-space: nowrap;
}
.screen-rate-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-top: 5px;
    border-top: 1px solid rgba(186, 230, 253, 0.16);
}
.screen-rate-pill {
    font-size: 13.5px;
    font-weight: 800;
    color: #071324;
    background: #A3E635;
    padding: 2px 8px;
    border-radius: 5px;
}

.card-specs-line {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 12px;
    color: #475569;
    font-weight: 700;
    margin-bottom: 10px;
}

/* Refined Two-Compartment CTA Button (No black borders, smooth sapphire + gold accent) */
.card-cta-btn {
    width: 100%;
    background: linear-gradient(135deg, #0284C7 0%, #2563EB 100%);
    color: #FFFFFF;
    border: none;
    border-radius: 9px;
    padding: 0;
    display: flex;
    align-items: stretch;
    overflow: hidden;
    cursor: pointer;
    font-size: 13px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.02em;
    box-shadow: 0 3px 0 #1E40AF, 0 6px 14px rgba(37, 99, 235, 0.25);
    text-decoration: none;
    transition: transform 0.14s ease, filter 0.14s ease;
}
.card-cta-btn:hover {
    filter: brightness(1.06);
    transform: translateY(-1px);
}
.card-cta-text {
    flex: 1;
    padding: 11px 8px;
    text-align: center;
    display: flex;
    align-items: center;
    justify-content: center;
}
.card-cta-arrow {
    background: linear-gradient(135deg, #FBBF24 0%, #F59E0B 100%);
    color: #071324;
    padding: 0 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 900;
}
.offer-card.is-selected .card-cta-btn {
    background: linear-gradient(135deg, #10B981 0%, #059669 100%);
    box-shadow: 0 3px 0 #047857;
}
.offer-card.is-selected .card-cta-arrow {
    background: #047857;
    color: #FFFFFF;
}

.card-legal-links {
    display: flex;
    justify-content: space-between;
    gap: 4px;
    margin-top: 7px;
    padding-top: 6px;
    border-top: 1px dashed #E2E8F0;
    font-size: 9.5px;
}
.card-legal-links a {
    color: #64748B;
    text-decoration: none;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}
.card-legal-links a:hover {
    color: #0284C7;
    text-decoration: underline;
}

/* ================= 2-COLUMN MOBILE RESPONSIVE TUNING ================= */
@media (max-width: 820px) {
    .container, .tender-section, .offers-wrap {
        padding: 0 9px;
    }
    .arctic-header {
        padding: 14px 0 17px;
    }
    .top-brand-row {
        margin-bottom: 12px;
        gap: 6px;
    }
    .brand-bolt {
        width: 30px;
        height: 30px;
        font-size: 15px;
        border-radius: 8px;
    }
    .brand-name-txt {
        font-size: 17.5px;
    }
    .nbu-verified-tag {
        font-size: 10px;
        padding: 4px 8px;
        gap: 5px;
        border-radius: 6px;
    }
    .hero-headline {
        font-size: 20px;
        line-height: 1.26;
    }
    .hero-subline {
        font-size: 13px;
        line-height: 1.4;
    }
    .hero-steps-bar {
        padding: 7px 8px;
        gap: 5px;
    }
    .hero-steps-list {
        gap: 5px;
    }
    .hero-step-pill {
        padding: 6px 3px;
        border-radius: 6px;
    }
    .hero-step-num {
        font-size: 9px;
    }
    .hero-step-label {
        font-size: 10.5px;
        letter-spacing: -0.01em;
    }
    .hero-step-status {
        display: none;
    }
    .tender-board {
        padding: 12px 11px;
        border-radius: 12px;
    }
    .tender-top-row {
        gap: 6px;
        margin-bottom: 10px;
    }
    .tender-title-badge {
        font-size: 13.5px;
        line-height: 1.22;
    }
    .tender-counter-pill {
        font-size: 10.5px;
        padding: 4px 8px;
    }
    .tender-track {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 6px;
        margin-bottom: 10px;
    }
    .tender-node {
        padding: 8px 4px;
        min-height: 62px;
        border-radius: 9px;
    }
    .tender-node-step {
        font-size: 9.5px;
        letter-spacing: 0;
    }
    .tender-node-title {
        font-size: 12px;
    }
    .tender-rule-note {
        font-size: 12px;
        padding: 8px 10px;
    }
    .offers-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 9px;
    }
    .offer-card {
        border-radius: 12px;
        padding: 11px 9px 10px;
        min-width: 0;
    }
    .card-head {
        gap: 4px;
        margin-bottom: 8px;
    }
    .card-rank-num {
        font-size: 10.5px;
        padding: 2.5px 6px;
        flex-shrink: 0;
    }
    .card-ribbon {
        font-size: 10px;
        padding: 2.5px 6px;
        min-width: 0;
    }
    .card-logo-zone {
        height: 58px;
        padding: 5px 8px;
        margin-bottom: 8px;
    }
    .card-logo-zone img {
        max-height: 44px;
        max-width: 94%;
    }
    .card-name-row {
        margin-bottom: 7px;
    }
    .card-mfo-name {
        font-size: 14.5px;
    }
    .card-prob {
        font-size: 10.5px;
        padding: 2px 5.5px;
    }
    .card-digital-screen {
        padding: 8px 9px;
        border-radius: 8px;
        margin-bottom: 7px;
    }
    .screen-label {
        font-size: 10px;
    }
    .screen-sum-val {
        font-size: 15px;
    }
    .screen-rate-pill {
        font-size: 12.5px;
        padding: 1.5px 6px;
    }
    .card-specs-line {
        font-size: 11px;
        margin-bottom: 8px;
    }
    .card-cta-btn {
        font-size: 12px;
        border-radius: 8px;
    }
    .card-cta-text {
        padding: 10px 4px;
    }
    .card-cta-arrow {
        padding: 0 9px;
        font-size: 13px;
    }
    .card-legal-links {
        font-size: 9.5px;
    }
    .slim-tender-inner {
        gap: 6px;
    }
    #slimSub {
        display: none;
    }
    .slim-step-box {
        min-width: 56px;
        height: 26px;
        font-size: 10px;
        padding: 0 5px;
    }
}

/* ================= TOP-3 DOCK ================= */
.top3-dock-wrapper {
    position: fixed;
    bottom: 10px;
    left: 50%;
    transform: translate(-50%, 130%);
    z-index: 950;
    width: calc(100% - 18px);
    max-width: 730px;
    transition: transform 0.32s cubic-bezier(0.16, 1, 0.3, 1);
}
.top3-dock-wrapper.is-visible {
    transform: translate(-50%, 0);
}
.arctic-dock {
    background: linear-gradient(140deg, #071324 0%, #0F2544 100%);
    color: #FFFFFF;
    border: 1.5px solid #38BDF8;
    box-shadow: 0 16px 40px rgba(7, 19, 36, 0.55);
    border-radius: 14px;
    padding: 11px;
}
.arctic-dock-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 8px;
}
.arctic-dock-title {
    font-size: 11.5px;
    font-weight: 800;
    color: #FBBF24;
    text-transform: uppercase;
    letter-spacing: 0.02em;
    display: flex;
    align-items: center;
    gap: 6px;
}
.arctic-dock-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 7px;
}
.arctic-dock-item {
    background: rgba(255, 255, 255, 0.07);
    border: 1px solid rgba(56, 189, 248, 0.28);
    border-radius: 10px;
    padding: 7px;
    min-width: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    text-decoration: none;
    color: #FFFFFF;
}
.arctic-dock-item.featured-1 {
    background: rgba(251, 191, 36, 0.13);
    border-color: #FBBF24;
}
.dock-rank-tag {
    font-size: 9.5px;
    font-weight: 800;
    color: #7DD3FC;
    margin-bottom: 4px;
}
.arctic-dock-item.featured-1 .dock-rank-tag {
    color: #FBBF24;
}
.dock-logo-pill {
    background: #FFFFFF;
    width: 100%;
    height: 28px;
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 3px 6px;
    margin-bottom: 5px;
}
.dock-logo-pill img {
    max-height: 19px;
    max-width: 90%;
    object-fit: contain;
}
.dock-meta-val {
    font-size: 10px;
    font-weight: 700;
    color: #E2E8F0;
    margin-bottom: 5px;
}
.dock-mini-btn {
    width: 100%;
    background: #38BDF8;
    color: #071324;
    border-radius: 6px;
    padding: 5px 4px;
    font-size: 10px;
    font-weight: 800;
    text-transform: uppercase;
}
.arctic-dock-item.featured-1 .dock-mini-btn {
    background: #FBBF24;
}
.arctic-dock-item.is-selected .dock-mini-btn {
    background: #10B981;
    color: #FFFFFF;
}

/* ================= RICH EDITORIAL CONTENT & FINANCIAL COMPLIANCE ================= */
.card-nbu-micro {
    font-size: 9px;
    color: #64748B;
    font-weight: 600;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    margin-top: 6px;
}
.content-hub {
    max-width: 1060px;
    margin: 22px auto 0;
    padding: 0 14px;
    display: flex;
    flex-direction: column;
    gap: 22px;
}
.non-lender-strip {
    background: #FFFFFF;
    border: 1.5px solid #BAE6FD;
    border-left: 4px solid #0284C7;
    border-radius: 12px;
    padding: 14px 16px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 12.5px;
    line-height: 1.5;
    color: #334155;
    box-shadow: 0 3px 0 #E0F2FE;
}
.non-lender-strip strong {
    color: #071324;
}

.hub-block {
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    border-radius: 16px;
    padding: 24px 22px;
    box-shadow: 0 3px 0 #CBD5E1, 0 12px 26px -8px rgba(15, 23, 42, 0.06);
}
.hub-block-dark {
    background: linear-gradient(140deg, #071324 0%, #0D2847 100%);
    color: #FFFFFF;
    border: 1.5px solid #1E3A8A;
    border-bottom: 3px solid #FBBF24;
    border-radius: 16px;
    padding: 24px 22px;
    box-shadow: 0 12px 28px -8px rgba(7, 19, 36, 0.35);
}
.hub-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    color: #0369A1;
    background: #E0F2FE;
    border: 1px solid #BAE6FD;
    padding: 4px 10px;
    border-radius: 7px;
    margin-bottom: 8px;
}
.hub-pill-amber {
    color: #92400E;
    background: #FEF3C7;
    border-color: #FCD34D;
}
.hub-pill-dark {
    color: #FBBF24;
    background: rgba(251, 191, 36, 0.14);
    border-color: rgba(251, 191, 36, 0.35);
}
.hub-title {
    font-size: clamp(17px, 2.2vw, 21px);
    font-weight: 800;
    color: #071324;
    letter-spacing: -0.02em;
    line-height: 1.25;
    margin-bottom: 6px;
}
.hub-block-dark .hub-title {
    color: #FFFFFF;
}
.hub-sub {
    font-size: 13px;
    color: #475569;
    line-height: 1.5;
    margin-bottom: 16px;
}
.hub-block-dark .hub-sub {
    color: #BAE6FD;
}

/* 4-Column / 3-Column Feature Cards */
.hub-grid-4 {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 12px;
}
.hub-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
}
.hub-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}
.hub-tile {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 12px;
    padding: 15px 14px;
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.hub-tile-icon {
    width: 36px;
    height: 36px;
    border-radius: 9px;
    background: #E0F2FE;
    color: #0284C7;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    font-weight: 800;
    margin-bottom: 2px;
}
.hub-tile h3, .hub-tile h4 {
    font-size: 14px;
    font-weight: 800;
    color: #071324;
    line-height: 1.3;
}
.hub-tile p {
    font-size: 12.5px;
    color: #475569;
    line-height: 1.48;
}

/* Bank vs MFO Comparison Matrix */
.vs-matrix {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}
.vs-col {
    border-radius: 12px;
    padding: 16px;
    border: 1.5px solid #E2E8F0;
}
.vs-col.vs-loanium {
    background: rgba(14, 165, 233, 0.12);
    border-color: #38BDF8;
}
.vs-col.vs-bank {
    background: rgba(255, 255, 255, 0.05);
    border-color: rgba(148, 163, 184, 0.25);
}
.vs-col-title {
    font-size: 14.5px;
    font-weight: 800;
    margin-bottom: 10px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.vs-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 8px;
    font-size: 12.5px;
    line-height: 1.4;
}
.vs-list li {
    display: flex;
    align-items: flex-start;
    gap: 7px;
}

/* Financial Disclosure Cards */
.gads-card {
    background: #F8FAFC;
    border: 1.5px solid #CBD5E1;
    border-top: 3.5px solid #0284C7;
    border-radius: 12px;
    padding: 16px 15px;
}
.gads-card-tag {
    font-size: 10.5px;
    font-weight: 800;
    color: #0369A1;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    margin-bottom: 4px;
}
.gads-card-val {
    font-size: 18px;
    font-weight: 800;
    color: #071324;
    margin-bottom: 6px;
}
.gads-card-desc {
    font-size: 12px;
    color: #334155;
    line-height: 1.5;
}
.gads-warning-box {
    margin-top: 14px;
    background: #FFFBEB;
    border: 1px solid #FDE68A;
    border-left: 4px solid #F59E0B;
    border-radius: 10px;
    padding: 12px 14px;
    font-size: 12px;
    line-height: 1.48;
    color: #78350F;
}

/* Info List Rows */
.check-row-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-top: 10px;
}
.check-row-item {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 10px;
    padding: 11px 13px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}
.check-row-icon {
    font-size: 18px;
    line-height: 1;
    flex-shrink: 0;
    margin-top: 1px;
}
.check-row-item strong {
    display: block;
    font-size: 13px;
    color: #071324;
    margin-bottom: 2px;
}
.check-row-item span {
    font-size: 12px;
    color: #475569;
    line-height: 1.42;
    display: block;
}

/* FAQ Accordion */
.faq-stack {
    display: flex;
    flex-direction: column;
    gap: 9px;
}
.faq-box {
    border: 1.5px solid #E2E8F0;
    border-radius: 11px;
    background: #F8FAFC;
    overflow: hidden;
    transition: border-color 0.15s;
}
.faq-box.is-open {
    background: #FFFFFF;
    border-color: #38BDF8;
}
.faq-q-btn {
    width: 100%;
    background: none;
    border: none;
    padding: 13px 15px;
    text-align: left;
    font-family: inherit;
    font-size: 13.5px;
    font-weight: 800;
    color: #071324;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    cursor: pointer;
}
.faq-q-icon {
    width: 24px;
    height: 24px;
    border-radius: 6px;
    background: #E0F2FE;
    color: #0284C7;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 800;
    flex-shrink: 0;
    transition: transform 0.2s;
}
.faq-box.is-open .faq-q-icon {
    transform: rotate(180deg);
    background: #0284C7;
    color: #FFFFFF;
}
.faq-a-body {
    display: none;
    padding: 0 15px 14px;
    font-size: 12.5px;
    line-height: 1.55;
    color: #334155;
}
.faq-box.is-open .faq-a-body {
    display: block;
}

/* Multi-Column Footer */
.site-footer {
    background: #071324;
    color: #94A3B8;
    padding: 34px 14px 28px;
    margin-top: 32px;
    font-size: 12px;
    line-height: 1.55;
    border-top: 3px solid #FBBF24;
}
.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
    gap: 22px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(148, 163, 184, 0.18);
}
.footer-col-title {
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #FFFFFF;
    margin-bottom: 10px;
    display: block;
}
.footer-nav-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 7px;
}
.footer-nav-list a, .footer-nav-list button {
    color: #BAE6FD;
    text-decoration: none;
    background: none;
    border: none;
    font-family: inherit;
    font-size: 12px;
    font-weight: 600;
    cursor: pointer;
    padding: 0;
    text-align: left;
}
.footer-nav-list a:hover, .footer-nav-list button:hover {
    color: #FBBF24;
    text-decoration: underline;
}
.footer-disclaimer-bar {
    margin-top: 16px;
    padding: 13px 15px;
    background: rgba(15, 34, 61, 0.7);
    border: 1px solid rgba(56, 189, 248, 0.2);
    border-radius: 10px;
    font-size: 11px;
    color: #94A3B8;
    line-height: 1.5;
}
.footer-bottom-row {
    margin-top: 16px;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 10px;
    font-size: 11.5px;
    color: #64748B;
}

@media (max-width: 820px) {
    .hub-block, .hub-block-dark {
        padding: 16px 13px;
        border-radius: 13px;
    }
    .hub-grid-4, .hub-grid-3, .hub-grid-2, .vs-matrix {
        grid-template-columns: 1fr;
        gap: 10px;
    }
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }
}
.modal-backdrop {
    position: fixed;
    inset: 0;
    background: rgba(7, 19, 36, 0.72);
    backdrop-filter: blur(4px);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 2000;
    padding: 16px;
}
.modal-backdrop.active { display: flex; }
.modal-card {
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    border-radius: 14px;
    max-width: 620px;
    width: 100%;
    max-height: 82vh;
    overflow-y: auto;
    padding: 22px;
    color: #0F172A;
    font-size: 13.5px;
    line-height: 1.55;
}

/* ================= INTERNAL LEGAL PAGES ================= */
body.legal-page {
    font-family: 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;
    background: #EFF6FF;
    background-image: radial-gradient(#BAE6FD 1px, transparent 1px);
    background-size: 20px 20px;
    color: #0F172A;
    line-height: 1.65;
    padding-bottom: 0;
    -webkit-font-smoothing: antialiased;
}
body.legal-page h1,
body.legal-page h2,
body.legal-page h3,
body.legal-page .brand-name-txt {
    font-family: 'Plus Jakarta Sans', sans-serif;
}
.top-header {
    background: linear-gradient(140deg, #071324 0%, #0D2847 55%, #163C66 100%);
    border-bottom: 3px solid #FBBF24;
    padding: 14px 16px;
}
.top-nav-container {
    max-width: 1060px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    flex-wrap: wrap;
}
.brand-text-wrap {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}
.brand-sub {
    font-size: 9.5px;
    font-weight: 800;
    color: #BAE6FD;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    margin-top: 2px;
}
.nav-links {
    display: flex;
    align-items: center;
    gap: 6px;
    flex-wrap: wrap;
}
.nav-link-item {
    color: #E0F2FE;
    text-decoration: none;
    font-size: 13px;
    font-weight: 700;
    padding: 7px 13px;
    border-radius: 8px;
    transition: all 0.18s;
}
.nav-link-item:hover {
    background: rgba(56, 189, 248, 0.16);
    color: #FFFFFF;
}
.nav-link-item.active {
    background: #FBBF24;
    color: #071324;
    font-weight: 800;
}
.main-container {
    max-width: 1060px;
    margin: 30px auto;
    padding: 0 16px;
}
.content-card {
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    border-radius: 18px;
    padding: 38px 34px;
    box-shadow: 0 3px 0 #CBD5E1, 0 12px 28px -8px rgba(15, 23, 42, 0.07);
}
.page-badge {
    display: inline-block;
    background: #E0F2FE;
    color: #0369A1;
    border: 1px solid #BAE6FD;
    font-size: 11.5px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    padding: 4px 12px;
    border-radius: 7px;
    margin-bottom: 12px;
}
.content-card h1 {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 800;
    color: #071324;
    letter-spacing: -0.02em;
    line-height: 1.22;
    margin-bottom: 18px;
}
.content-card h2 {
    font-size: 20px;
    font-weight: 800;
    color: #071324;
    margin: 28px 0 10px;
    letter-spacing: -0.01em;
}
.content-card p {
    font-size: 15px;
    color: #334155;
    margin-bottom: 14px;
}
.content-card ul,
.content-card ol {
    margin: 0 0 18px 22px;
    color: #334155;
    font-size: 15px;
}
.content-card li { margin-bottom: 8px; }
.content-card a { color: #0284C7; font-weight: 700; }
.note-box {
    background: #F0F9FF;
    border: 1px solid #BAE6FD;
    border-left: 4px solid #0284C7;
    border-radius: 12px;
    padding: 16px 18px;
    margin: 20px 0;
    font-size: 14.5px;
    color: #0F172A;
}
.contact-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
    margin: 22px 0;
}
.contact-item-box {
    background: #F8FAFC;
    border: 1.5px solid #E2E8F0;
    border-radius: 14px;
    padding: 20px;
}
.contact-item-box strong {
    display: block;
    font-size: 11.5px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #64748B;
    margin-bottom: 6px;
}
.contact-item-box .val {
    font-size: 18px;
    font-weight: 800;
    color: #071324;
}
.contact-item-box .val a {
    color: #0284C7;
    text-decoration: none;
}
.contact-item-box .val a:hover {
    text-decoration: underline;
}
.footer-inner {
    max-width: 1060px;
    margin: 0 auto;
    padding: 0 14px;
}
@media (max-width: 780px) {
    .content-card { padding: 22px 16px; border-radius: 14px; }
    .contact-grid { grid-template-columns: 1fr; }
    .nav-link-item { font-size: 12px; padding: 6px 9px; }
}